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🧵 HOME LOAN STRATEGY THREAD 🏠
1/ Choosing wrong loan tenure can cost you LAKHS! Here's what banks don't tell you... 💰
2/ 15-year loan: ₹39,568 EMI on ₹50L
30-year loan: ₹35,845 EMI on ₹50L
Difference: Just ₹3,723/month! 📊
3/ But here's the kicker: 30-year loan gives you FLEXIBILITY 🎯
4/ Strategy: Take 30-year loan, pay extra principal when possible. During tough times? Revert to minimum EMI! 🔄
5/ Result: Best of both worlds - flexibility + interest savings!
#SmartHomeLo